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Stablecoins 101: What Are They and Why Are They Always $1? | by ABC’s of Crypto | Coinmonks | May, 2025

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You need to send $200 to a friend in another country. You head to your bank, but the transfer will take three days and cost $25 in fees.

Frustrating, right?

This is where Stablecoins come in.

They’re like a digital dollar that lives on the blockchain, keeping their value steady no matter what the crypto market does.

But if Stablecoins are always worth about $1, what’s the point? Why not just use regular dollars?

In this beginner-friendly guide, we’ll break down what Stablecoins are, why they exist, and how they’re quietly powering the future of money.

I guess the answer lies in their name ‘STABLEcoins’.

A Stablecoin is a cryptocurrency made to hold a steady value, usually designed to be worth $1, like the U.S. dollar.

Unlike Bitcoin or Ethereum, which can jump or crash in price overnight,

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